US Children And Health Insurance Coverage
November 1, 2008
According to some statistics, there are approximately 9 million children in the United States that do not have any form of health insurance coverage. If the children that do not have health benefits at some point throughout the year, the figure jumped to almost 18 million.
Researchers state that having a stable line of health insurance coverage that allows children consistent access to health care will promote better health overall. If there are gaps in coverage or no coverage at all, the more health problems may not get the proper attention they need.
There are some additional discrepancies in attempts to provide coverage to more children. One policy is to provide public coverage to the uninsured parents, thus providing a way to expand coverage to children. Yet, these same policies ignore families that may have one parent that is already insured yet no insurance coverage for children.
One study suggested that about 3.3% of children and adolescents did not have health insurance-even though they had one parent with coverage. 27% of uninsured children had an insured parent or guardian. Socio-economic factors played a role in some statistics.
The figures indicated that 3 million children had some form of coverage loss or gap despite having an insured parent. More than a million were without health insurance all year long.
Such figures lead many to suggest the necessity of public health insurance for every person in the family. This is not always a popular idea in the US, but the facts remain. It also remains to be seen whether flagging employer-based healthcare systems will remain sustainable. Such private systems are showing that they are just not affective to cover everyone in the family, especially children.
Conclusions reached by researchers also underscore the importance of using limited public health insurance programs to provide the broadest level of coverage for children in the United States for the time being. Yet, this does not dismiss the need for long-term solutions for providing universal health insurance for children-and perhaps families as a whole.
Related Articles
- Health Insurers Offer to Accept All Applicants, But With Conditions There have been new reports concerning the health insurance industry's tentative acceptance of proposed health care industries that require insurers to provide coverage to all customers, no matter what illness or disability they may have.
- Term Life Insurance Term life insurance is one of the easiest forms of life insurance to totally understand. It was created so that people could have the protection of life insurance for a short period of time (the
- New Statistics About Health Insurance Among Adults Based on the findings of a new University of Minnesota report, the numbers of adults in the United States who currently do not have any insurance coverage because they cannot afford it or do not
- Health Insurance and It’s Value to You Taking care of your family members is ultimately of very high importance. Holding your job and delivering money to ensure everyone is taken care of while working towards a better future is obviously essential to
- How To Buy Life Insurance Life insurance is one of those unfortunate necessities of life. You never know what will happen so you have to be prepared. Your family is the most important thing in the world to
Comments
Got something to say?
-
Advertisements
-
Categories
-
Advertising