Tips For Buying Insurance
July 1, 2009
Buying insurance is a basic necessity. You need insurance to protect your home, your health, your belongings, and your car. Insurance is a way of planning for the unexpected so that your life sustains as little damage as possible when bad things happen. Read more
More Ways To Reduce Your Car Insurance Premiums
June 29, 2009
As money becomes harder to come by, everyone is scrutinizing every dollar that they spend. Every aspect of your personal expenses is being probed to find a place where a few more pennies can be saved and earned. Read more
How To Compare Auto Insurance Policies
June 27, 2009
Comparing auto insurance policies seems like a tedious endeavor, but can save you a nice chunk of change if you know how to do it. It may take a time commitment, but it can be done. Read more
Factors That Affect Your Car Insurance Costs
June 25, 2009
Car insurance premiums are nothing to sneeze at these days. Even with the flurry of commercials for car insurance companies, it seems as though the reduced rates are still pretty steep. Read more
Discounts You Can Get On Your Auto Insurance
June 23, 2009
There are so many possible discounts you can get on auto insurance that it can be hard to keep track. You will not be eligible for all of them, but if you know all of the possible ones then you are likely to stumble on a few that will benefit you. The many categories of auto insurance discounts can help almost anyone to save some money. Read more
Things You Should Know About Car Insurance
June 18, 2009
There are many things that you should know about car insurance. Aside from the obvious, there is a whole list of untruths that circulates through society about this often mysterious topic. Have you ever heard that red cars cost more to insure? The truth is that car insurance companies do not even ask for the color of your car when they provide you with an insurance quote. Keep reading to make sure that you do not have any misconceptions about car insurance.
AIG Sells US Auto Insurance Division European Insurer Zurich
May 7, 2009
In a surprising move, AIG has announced that it will sell its America-based personal auto group to the Swiss insurer Zurich. Shedding this division was the latest in a series of asset dumps that have been made the insurer since it nearly failed back in September 2008. Read more
How To Determine Your Auto Insurance Needs
April 28, 2009
Car insurance is one of those necessary expenses of life. With everyone scrambling to save money these days, it seems like a prime area of your life in which to make some cutbacks. Read more
Reduce Insurance With a Greater Deductable
April 18, 2009
Pursuing the ownership of a vehicle can be a very financially challenging proposition. You can spend a great deal of time trying to prepare for the task, but you’ll also need to have a considerable amount of money to go along with it. Fortunately, it’s one of the greater things you can do to enable yourself. Read more
Maintain Sensible Auto Insurance
April 15, 2009
These days, the economy is getting tight, so it is especially important to maintain a sharp budget. One of the most important things people can do in that regards is to find insurance which respects their financial needs as accurately as possible. Read more
Older Car? Trim The Insurance
April 7, 2009
Nobody will say that driving a vehicle is a cheap responsibility. No matter how you look at it, you have to have a certain amount of money in order to provide yourself four wheels for the road legally. Read more
Auto Insurance Is More Than A Requirement
April 3, 2009
Driving a vehicle is a huge responsibility that takes a certain level of commitment. However, it is nothing of a major task. In fact, just about everybody is capable of owning a vehicle and doing what’s right for their needs in order to drive on the road legally. Read more
Slow Down To Lower Debt (And Insurance)
March 23, 2009
The United States is a country that is heavily dependent on automobiles – perhaps more so than any other nation. For better or worse, a vast majority of towns and smaller cities in North America feature limited or no public transportation, so owning a vehicle is practically necessary in order to get anywhere. Read more
Higher Deductable Means Cheaper Insurance
March 21, 2009
Owning a car is something that can be very expensive. Even with sufficient preparation, it requires a significant investment of time and money. However, it is generally well worth all that it takes considering how it enables you to do greater things with ease. Read more
Crackdown on Insurance Companies that Check Credit Histories
March 17, 2009
Over the last several years, many people have been decrying the increasing number of goods and services that are dependent upon one’s credit rating. Read more
Many People are Underinsured On The Road
March 13, 2009
Driving a vehicle demands a certain level of responsibility. As challenging as it may seem, most people can handle the requirements of owning and operating a vehicle. However, one thing that is practically required no matter where you live in the country is insurance. Read more
Know Your Auto Insurance Before Making A Switch
March 9, 2009
To get the right kind of auto insurance, you have to recognize your needs to provide adequate coverage for your vehicles and family. However, even if you find just what it is you’re looking for, you may not know exactly what it entails in its entirety. Read more
Lowering Your Auto Insurance Rates
March 5, 2009
When we pay our auto insurance, we often groan about the costs. As a necessary element to driving legally, auto insurance can’t be avoided. However, we can work towards making it cheaper in the long-run by practicing safe driving habits and making good choices when it comes to our vehicles and credit. Read more
Cutting Costs: Car Insurance
February 28, 2009
With the world in the midst of a staggering economic crisis, people are looking to save money anywhere they can. And, according to new reports from several major insurance companies, it would seem that car insurance is one area where individuals strapped for funds are more than willing to cut back. Read more
Health Insurance Types And Their Meaning
February 26, 2009
The history of health insurance starts in the 1930s, which is when the Blue Cross started to offer pre-paid hospitalization. Read more
No-Fault Coverage May Mean Higher Rates
February 24, 2009
Car insurance is one area where individuals have seen savings as of late, largely thanks to a system adopted some time ago known as the tort system. Read more
Lower Insurance Rates with MyRate
February 22, 2009
With consumers looking to cut costs anywhere they can in the current economic climate, many people are looking at car insurance as one area where they wouldn’t mind making a few scale-backs. Read more
Auto Insurance That Matters
February 16, 2009
Often enough, auto insurance is considered a necessary pain that has to be dealt with when driving a vehicle. In pretty much all cases, you can’t legally drive a vehicle without insurance covering it. Read more
Lower Auto Insurance Rates In New Jersey
November 10, 2008
Recently, New Jersey residents have been taking advantage of the lower auto insurance rates that have been offered by premiere insurance carrier, IFA Insurance Company, located in Clark New Jersey. Founded in 1972, the company is an independent property-casualty insurer that specializes in private passenger auto insurance for the states of New Jersey and Pennsylvania. IFA has garnered an impressive reputation in the insurance industry, taking its place as a real leader in the market. Read more
How Much Auto Insurance do You Really Need?
November 4, 2008
It is simple to make the all too common mistake of buying too much or too little auto insurance for your needs. A few of the questions you want to ask yourself, according to experts, are one what kind of deductible should I pay?, and two, how much coverage should I purchase? Answering these two questions will help make deciding what the right amount of auto insurance is for you a breeze. Read more
AIG Gets New Restructuring Officers
October 29, 2008
In a new move, the massive insurance company American International Group, Inc (AIG) has named new officers to oversee the corporate reconstructing in the wake of the company’s economic failure. The officers will play a decisive role in AIG’s reorganization. Read more
Teenagers And Car Insurance
September 29, 2008
Teenagers are notorious for having ridiculously high car insurance premiums. Most of us just accept this fact as is and just do not bother to give it a second thought. The fact is, insurance premiums do not always have to be so much for teenage drivers and by looking around and doing a bit of work, those premiums can be greatly reduced. Read more
Less Driving Doesn’t Equal Lower Insurance Rates
September 20, 2008
The price of fuel is higher than it’s been in years, and motorists are feeling the pinch in their wallets and fleeing the roads in droves. Consequently–just as drivers, insurance companies, and state regulators alike have predicted–there are fewer drivers than ever on today’s roads. However, contrary to expectations, auto insurance rates have not likewise decreased. On the contrary, auto insurance providers, by and large,appear to be increasing their premiums Read more
Are Hybrid Vehicles a Good Purchase For Low Insurance?
September 18, 2008
Ask anybody you know, and they’ll tell you that times are tough. Actually, just ask yourself that, and you’ll most likely be able to tell yourself the same thing. America is in a slump, and everybody is feeling the shock waves of a stuttering economy. One of the biggest issues today is the cost of oil, which in turn has affected the price of gas considerably, a harsh fact that has been hitting the wallet of every American citizen that drives a vehicle. Read more
Finding Good Auto Insurance That’s Right For You
September 3, 2008
When you find the vehicle that you believe is perfect for your lifestyle, or something good to help you step up to purchasing a new car or truck or whatever is it that you have your sights set upon, keep in mind that whatever you purchase, the next thing that you will be looking at regardless of your position in life or reputation is auto insurance. Read more
Connecticut Regulators Warn Drivers: Auto Insurance Fraud Risks Money and Lives
September 2, 2008
The Connecticut Department of Insurance issued a statement earlier today, warning drivers about the menace of relying on fraudulent auto insurance providers.
This year’s economic troubles have put a strain on drivers’ budgets, and the Department of Insurance is worried that some Connecticut drivers might rely on phony auto insurance providers to trim their household expenses. However, by buying auto insurance cards issued by scammers, rather than legitimate insurance providers, these drivers only risk losing everything. Read more
Auto Insurance Is Required So Make It Count
September 1, 2008
Talk to anybody who drives in America, and you’ll find out that Auto Insurance is often considered a necessary evil. Owning a vehicle is pretty much a requirement when it comes to living in America, due to the way in which infrastructure is laid out and the distance some people have to travel to handle their daily affairs, such as work, shopping, and recreation. Even in the bigger cities, having a vehicle can be handy for transporting large amounts of possessions or to just carpool with others for various purposes. Read more
Golden State Wants Environmentally-Friendly Auto Insurance
September 1, 2008
California, long having led the rest of the nation with its environmental and health concerns, now wants its drivers to promote the health of Planet Earth as they pay for car insurance.
Yesterday, Steve Poizner, head of the California Department of Insurance, announced his intentions to give Californians the opportunity to opt for new, green “pay-as-you-go” auto insurance by autumn of 2008, if possible. Read more
Rising Car Insurance Rate In Blue Star State
August 31, 2008
Drivers in the state of Texas are facing a double-whammy: gas prices are higher than they’ve been in years, and, now, auto insurance rates have increased as well.
Earlier today, the state’s biggest automobile insurance provider–State Farm Mutual–announced to Texas Department of Insurance that it intends to raise rates by a mean of 2.4% throughout Texas. This change, scheduled to take effect at the end of October, 2008, will affect approximately 2 million State Farm-insured drivers. Read more
Auto Insurance: All Quiet On The Eastern Front
August 30, 2008
In April of 2008, the state of Massachusetts introduced its drivers and auto insurance providers to a new system of “managed competition.” Now, at the end of August 2008, there seem to be few issues with the system. Motorists and auto insurance providers alike remain quiet. For Massachusetts Insurance Commissioner Nonnie S. Burnes, no news is, it appears, good news. Read more
Consider Your Auto Insurance Before Driving A Modified Vehicle
August 28, 2008
One of the leading passions of America is automobiles. While a vehicle may not factor into everyone’s interests, as a nation, driving a vehicle is more than just a requirement and is something of a way of life in itself. With so many automobile racing sports in entertainment and a strong legacy backing the nation’s industry leaders, people from all corners of the nation enjoy and appreciate their vehicles for a wide variety of reasons. Read more
Commissioner Warns Californians of Auto Insurance Fraud
August 27, 2008
Commissioner Steve Poizner of the California Department of Insurance alerted motorists earlier today of the dangers of deliberately-induced automobile collisions, perpetrated by those who seek to profit from auto insurance fraud.
More than 60% of all the cases of fraud reported to the California Department of Insurance have been related to automotive insurance. These fraudulent schemes would have resulted in over $182 million worth of total losses for California auto insurance providers, had they not been detected and reported. Read more
High Fuel Costs Benefit Auto Insurers
August 25, 2008
The price of crude oil, which has been reaching unprecedented heights throughout 2008, has harmed many businesses in America. However, one type business has benefitted from the high costs of fuel in the US: the automotive insurance provider.
The US Department of Transportation reports that US the amount of miles covered by US drivers during the month of April, 2008 decreased by 1.4 billion, as compared to April 2007. During March of 2008, American motorists covered 4.3% fewer miles, as compared to March of 2007. That percentage represents the biggest annual decrease in miles driven by US motorists since 1942, when the US Department of Transportation started keeping track of this figure in the first place. Read more
How To File An Auto Insurance Claim
August 24, 2008
Every driver is required by law to carry some form of automobile insurance. This is to protect the interest and well being of the car’s owner. Insurance policies differ with each company and each holder as does the exact way those claims are filed. There are, however, enough similarities to give a general overview on the process.
Filing an insurance claim can be stressful and even a hassle but well worth it especially if extensive damage has been done. Most insurance claims are ones dealing with damage and not personal injury. No matter the type of injury or who is at fault what an insurance claim boils down to is proof. Read more
Canadians Demand Changes Following Auto Insurance Scandal
August 22, 2008
Vancouver activists are criticizing the Canadian government-run Insurance Corp. of British Columbia, one of the biggest auto insurance providers in Canada. In the wake of a scandal a involving an illegal money-making project among ICBC employees, activists demand large-scale changes in the way the company oversees its operations. Read more
Dangerous Vehicle Means Higher Auto Insurance Rates
August 20, 2008
Automotives have a long and successful history in America, and rightfully so. Being the birthplace of the original motorized vehicle concept, Americans have taken to their vehicles with enthusiasm and respect, because cars are the lifeblood of the daily hustle.
With the large variety of vehicles available today, there is something for everyone. Some people like to think frugally and buy only what is necessary for function, and there are cars like the Honda Fit and Toyota Corolla for the more economically-minded. On the other hand, there are plenty of automotive aficionados who live for the thrill of performance, speed, and style, and these types enjoy their sports cars. Read more
Allstate Second Quarter Results Show Massive Income Decline
August 20, 2008
Allstate Corp, the largest public provider of automobile and other property insurance in America, has revealed its figures for the second fiscal quarter of 2008. The insurance giant experienced a 98% decrease in revenue since 2007. This decrease was due to the company’s quickly-devaluing investments in the catastrophic US mortgage market, as well as to this year’s spate of storms and other natural disasters, which made property-damage claims skyrocket. Read more
Caveman Introduces Bar Patrons To Geico Auto Insurance
August 18, 2008
GEICO, the third-biggest privately-funded provider of automobile insurance in America, is reaching out to young adult drivers between the ages of 21 and 34. Geico’s newest marketing campaign involves a partnership with the Ecast touchscreen media network.
Ecast’s touchscreen interfaces grace the jukeboxes of more than 10,000 bars across the USA. They allow bar patrons to connect to an enormous online database of music, accommodating a far wider variety of tastes than the limited music selection of any single bar. Read more
New “Hands-Free” Law Impacts California Auto Insurance
August 18, 2008
At the beginning of this month, the state of California introduced its controversial “Hands-Free” law, which fines drivers up to $175 for using a hand-held cell phone (as opposed to a “hands-free” headset to talk on the phone) while operating their motor vehicles. According to statistics from the handful of states that have already started enforcing such laws, this new regulation might reduce the number of automotive deaths per year by up to 900. Now, the California Department of Insurance is starting to test the effects of the law. If the lawmakers’ optimistic prognosis pans out, California auto insurance policyholders might stand to benefit from reduced rates. Read more
California Ponders Environment-Friendly Auto Insurance
August 16, 2008
The state of California is considering a new kind of insurance policy, already available from some insurance companies in 34 of the 50 states. It is also an option in many European Union countries, in Canada, and in Japan. This new policy is environmentally sound and reflects the higher costs of driving an automobile in today’s geopolitical and economic conditions. Moreover, it can save policyholders as much as $650. This new policy type is known as “pay-as-you-drive.” Read more
Auto Insurer Progresses Into Massachusetts
August 16, 2008
The Ohio-based Progressive Corporation, one of the top three auto insurance providers in the United States, recently started operations in the state of Massachusetts. The company began selling auto insurance in Massachusetts at the beginning of May, 2008. As of today, the company has sold over 10,000 vehicle insurance policies to Massachusetts customers. Read more
Expensive Fuel Equals Cheaper Insurance, Says State of Idaho
August 15, 2008
Idaho, like most of the country, has been affected by this year’s record-breaking spike in the cost of crude oil The cost of gas in Idaho, like most places in America, has topped $4 per gallon. Statistics from the Idaho Department of Insurance indicates that Idaho residents have coped with this situation by ditching their cars. More and more Idaho residents have started to rely on public transportation, carpooling, biking, rollerblading, or walking, rather than keep paying $40 a week for gas. Read more
Alabama Gets New Auto Insurance Program
August 15, 2008
Recently, nationwide auto insurance provider Progressive has reported its introduction of its MyRate auto insurance program to the state of Alabama. The program encourages safer driving while, simultaneously offering motorists the opportunity to reduce their auto insurance rates. Read more
AARP Gives Oregon Seniors New Way to Save on Auto Insurance
August 14, 2008
The American Association of Retired Persons (AARP) is a non-profit organization designed to serve the interests of its members, all of whom are individuals older than 50. This year, the AARP once again brings its valuable classes on safer driving to Oregon seniors. The classes, which will start up again in the middle of July, will guarantee participating senior citizens a reduction in their auto insurance rates. Read more
The Mathematics of Auto Insurance
August 9, 2008
When you’re picking an auto insurance provider, you already know it’s important to shop around, compare prices, and understand the different levels of coverage available to you. However, once you have this information, to really get the most out of your auto insurance, you need to go an extra step. In order to really understand the pros and cons of every auto insurance option, you need to do some math. Don’t just look at whatever policy is cheapest, or even at whatever policy gives you the most coverage for the price.
Instead, carefully consider all the factors involved in driving a motor vehicle, and calculate your risks intelligently. Then, choose your policy. More likely than not, you’ll end up saving more money this way than only by looking at prices. Read more
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