Many drivers may take for granted the fact that their car is equipped with a spare tire. But according a news release from AAA, that may not be true. In order to meet new government fuel efficiency standards, some car makers are taking out spare tires and instead equipping cars with emergency sealant or an inflator kit. They may also make the car with tires that can still operate even with damage.

In 2010 the Department of Transportation and the Environmental Protection Agency increased the limit for miles per gallon rates. For 2012 models, vehicles must have a combined 29.7 mpg. That will increase to 34.1 mpg in 2016. Those increases are forcing auto makers to change things that were once commonplace– like the inclusion of a spare tire. Spare tires and tools can weigh as much as 40 pounds. “Unfortunately many vehicle owners may be unaware that their vehicle has no spare tire until they experience a flat tire,” says John Nielsen, AAA National Director of Auto Buying, and Consumer Information. “Consumers should review their owner’s manual and emergency maintenance supplies they have in the vehicle and be informed about alternatives to a spare to prevent panic or a delay when encountering a flat tire.”

To ensure that you are protected against a flat find out if you have a spare tire. AAA says it’s important to come up with an alternative solution if one is not present. Keep in mind that if sealant is your option, it needs to be replaced every five years or after it’s used.

A recent study shows that most Americans just aren’t as smart about insurance as they think they are. Whereas the majority of individuals consider themselves to have “above average” knowledge of insurance policies (particularly those that they own), polls have shown a shocking lack of knowledge.

Automotives have a long and successful history in America, and rightfully so. Being the birthplace of the original motorized vehicle concept, Americans have taken to their vehicles with enthusiasm and respect, because cars are the lifeblood of the daily hustle.

With the large variety of vehicles available today, there is something for everyone. Some people like to think frugally and buy only what is necessary for function, and there are cars like the Honda Fit and Toyota Corolla for the more economically-minded. On the other hand, there are plenty of automotive aficionados who live for the thrill of performance, speed, and style, and these types enjoy their sports cars.

The effects of the declining housing market is being felt in all aspects of life. Financial markets that may not necessarily have a direct connection to home mortgages are beginning to suffer from the economic stress. Car lenders have started to implement stricter standards before approving loans.

Auto insurance is a form of protection not only for you but for other motorists sharing the road and property holders as well. It is important to have and it is required by law. Auto insurance is mandatory in nearly every state in the country. If you do not have an active and legitimate insurance policy, there can be serious legal consequences including fines and imprisonment. This makes finding a insurance policy that is affordable and which provides adequate coverage a pressing concern for motorists.