Strong tornadoes lumbered through Missouri last week, doing millions in damage to Lambert-St. Louis International Airport and other structures. The airport received a $10 million insurance check to cover the costs of the damages from the storms. Airport officials say they’re still finalizing estimates for repairs, but $10 million is a good start. “They know it will be quite a bit when all is said and done,” Susan Kopinski, Lambert’s deputy director of finance and administration told the Post Dispatch.

The $10 million check shows just how extensive the storm was, but airport officials say they’re adequately insured for situations like this. The airport’s deductible is $100,000 and officials believed all of the damage would be covered, according to the newspaper. Flights were disrupted for a full day following the storm so the airport rushed to bring in contractors to make necessary repairs. Officials say the worst of the damage occurred in the C Concourse in Terminal 1. Several windows were blown out and a jet fuel tank farm was damaged.

The airport was just one of many buildings damaged. In fact Nationwide Mutual Insurance Co and Allied Insurance set up a temporary aid station to distribute humanitarian aid to victims. “Our hearts go out to victims of this terrible storm,” said Terrance Williams, regional vice president of Nationwide’s Central Plains Region. “We’re pleased to assist the community with humanitarian relief and would encourage anyone who needs emergency supplies to visit our mobile catastrophe unit. We’re also committed to providing timely service to Nationwide and Allied Insurance customers who may have experienced damage to their homes.”

Many auto insurance companies are trying to keep your business by offering perks and incentives. Wondering what all of these things mean? Here are some key auto insurance terms defined:

Accident Forgiveness: In the past, every time you got in an accident your insurance premiums soared and you ended up paying way more. But now many insurance companies are offering accident forgiveness. If you’re in an accident that is your fault, accident forgiveness will protect your driving record and prevent your rates from skyrocketing.

Deductible Rewards: Many insurance companies have realized how annoying it is to be a great driver, but not get any incentive for it. Now with deductible rewards the insurance company will take a certain amount of money off of your Collision deductible every year you go without having an accident.

Safe Driving Bonus: When you don’t get into accidents, the insurance company doesn’t have to spend any money on you. Now some companies are giving you a piece of your money back as a reward for being a safe driver. Every six months to a year they’ll cut you a check if you haven’t had any issues. The amount of the check is usually equal to a small percentage of your premium.

New Car Replacement: This term is just like it sounds. Since cars lose their value so quickly, drivers who totaled their new cars ended up with a bad deal. They’d get the money equal to what their car was worth, which worked out to be a bad deal. Now some auto insurance providers are promising to give you a new car if yours is totaled within the first three years– not just the depreciated value.