Divorce can be messy, heartbreaking and incredibly expensive. But now an entrepreneurial divorcee has developed divorce insurance, according to the New York Daily News. The WedLock policyholder gets a nice chunk of change when the marriage ends. The product was developed by John Logan, a North Carolina man who lost his savings when he and his wife broke up. The coverage costs $16 a month for $1250 worth of insurance.

In order to prevent fraud, WedLock requires couples to pay into the policy for four years before receiving any kind of payout. According to the New York Daily News there’s also an additional $250 premium for each additional year of marriage beyond the fourth year. According to an example provided by the paper, someone who buys ten units from WedLock who gets divorced after being married for ten years would have invest $19,188 for the coverage, but would receive $27,500. “The best insurance against a painful, financially devastating divorce is to find a way to be happy in your marriage,” relationship coach Mimi Daniel told Time Magazine. “Divorce insurance implies from the beginning that divorce is already an option.”

However Logan expects his company to be popular. It may even become a good gift option for those who want to buy the couple something other than china or pillow cases. “Mom or Dad could buy this for their son or daughter without them knowing about it,” he told the newspaper. The company launched in early August and although Logan won’t say how business has been he says some policyholders are purchasing lots of divorce insurance with monthly premiums over $1,000 a month.