According to recent reports, members of the Federal Deposit Insurance Corp (FDIC) have already begun to suggest that shortest-term loans will not be included in the proposed $1.4 trillion debt-insurance program.

Ben Bernanke, chairman of the Federal Reserve Board, spoke in favor of the Fed’s determination not to raise US interest rates during a yearly meeting of the Kansas City Federal Reserve Bank earlier today.

The economic troubles that have been plaguing the US since 2007 haven’t ended yet, claimed Bernanke. Thus, the Federal Reserve Bank is unlikely to wish the US prime rate to rise above 2% during the next few months.