Wondering what the best minds in money are tweeting about? Every other Tuesday we’ll fill you in on the conversation with Tuesday Money Tweets. You’ll get the 140 characters (or less!) of the financial wisdom you crave from around the Twitterverse.

@MissMoneyBee: Average tax refund this year: $3,129 according to CNN.

@TalkingCentsBlog: Interesting. People who feel more loved value material possessions less.

@DaveRamsey: I was 12 when I first heard Earl Nightengale say, “You become what you think about.” That still influences how and why I set goals.

@JobAngels: Together, we will continue to provide free services to job seekers from all walks of life. We’re humbled by your generosity and support.

@NoDebtPlan: Most of us have health insurance. Does your pet deserve the same? Why/why not?

@MattJabs: Some big banks looking to cap debit card purchase limits or raise fees on checking accounts. Surprising? I think not.

@EventualMillion: While one person hesitates because he feels inferior, another is busy making mistakes and becoming superior – Henry Link

@RegularGuyMoney: Can anyone give me a good reason to ever buy whole life or universal life insurance?

@YesIAmCheap: In case you didn’t already know, The Government Gives Free Appliances and you can get one too.

@DebtChronicles: Makin’ chili for supper…I can make a pot that’ll feed the family tonight and have leftovers for lunch tomorrow for about $7.00.

Faulty drywall is causing some Florida homeowners to lose their insurance coverage. According to UPI.com, Citizens Property Insurance announced it won’t cover homes that have extensive damage caused by sub-par Chinese drywall. According to reports, the drywall smells bad, corrodes metal and causes other issues.

Citizens Property Insurance, a government entity and non-profit, already dropped coverage on two homes that were vacant. UPI.com says that 58 homes have filed claims for having the bad drywall over the last year and a half according to the insurance company’s spokeswoman Christine Ashburn. Several other insurance companies have denied coverage for similar issues with drywall.

Ashburn says that it’s the company’s policy to never cover existing damage. “If a home has existing damage, we will not provide coverage for the property unless the damage is repaired, or we are provided with proof of intent to repair the property,” Ashburn told UPI.com. The company’s move to pull coverage from some homeowners experiencing drywall problems is prompting questions from lawmakers. “I am concerned about the effect of Citizens’ nonrenewal or cancellation decision on the tens of thousands of Floridians suffering through the nightmare of tainted drywall, especially those who are unable to find affordable coverage in the voluntary insurance market,” Sen. Bill Nelson wrote according to the Sun Sentinel.

A new government report issued by the Centers for Medicare and Medicaid Services (CMS) says they’re not so sure that healthcare reform will slow healthcare spending. In fact, the experts are predicting that spending will increase at an average rate of 6.3 percent which is .2 percent more than spending would have grown if Obama’s plan had not become law.

According to ABC News, nearly one in five US dollars spent in 2019 will go towards healthcare costs. While the report predicts added expenditures, it also points to the fact that more people will be covered under the plan. They predict that roughly 93 percent of Americans will have health insurance in 2019, an additional 32.5 million people compared to current data.

The experts behind the report see the main expenditures of implementing the new health care program to be $38 billion spend on establishing new health insurance exchanges and a $31 billion increase in the cost of Medicaid. While they predict higher spending over the next decade, the researchers did not delve into predictions after 2019.

Even though the healthcare bill hasn’t begun yet, some changes have already started which are increasing expenditures. The creation of a temporary high-risk insurance pool and providing coverage to dependents under the age of 26 are two moves adding $10 billion to national health spending through 2013, according to ABC News. “While the impacts are relatively moderate on net spending, the underlying effects on coverage and financing are more pronounced,” Andrea Sikso, an economist with CMS’ Office of the Actuary and lead author of the study told ABC News reporters Wednesday. “When you peel back the onion, and you look past the surface, you start to see much more pronounced impacts,” John Poisal, deputy director of the National Health Statistics Group at CMS’ Office of the Actuary, and one of the authors of the study, told ABC News.

The debate on healthcare in the United States rages on amidst the emergence of a House health bill. Many Americans are simply overwhelmed and polarized by the debate, with so much at stake and a clear dose of partisan politics thrown into the mix. All that can be done is try to make sense of what is currently being proposed and continue to offer counter-solutions until a compromise bill is reached.

One of the most recent proposals was issued by the chairman of the Senate Finance Committee in an effort to bolster a bipartisan health care bill. The comprehensive plan would include provisions for reforming the health care system as well as a new fee aimed at insurance companies that would help with covering the currently uninsured.

Flood insurance is pretty self-explanatory, but who needs it? The answer may surprise you because the answer is almost everyone. Are you aware that flooding is the most expensive natural disaster than can happen to your home?

In an update, it seems that Prudential Financial Inc., the largest life insurance company currently approved for U.S. bailout funds has officially refused government aid. The issuer has decided to raise $1.25 billion by selling shares after better than expected performance during a recent share rally that allowed the company to approach private investors.