The number of no-fault insurance fraud cases have risen steadily in New York with 11,000 incidences reported already this year. Compared to last year this is a seven percent increase. The New York State Insurance Department is suggesting changes be made in required auto insurance coverage to hopefully eliminate the number of fraud cases. The changes will impact consumers in terms of the insurance requirements and the cost of auto insurance.

Filing an insurance claim can be a pain if you do not know what to do or if you have not taken the proper steps ahead of time. Claims work off of specific information so you need to have that information ready and documented.

Anyone who is a business owner and in the market for automobile insurance for their business transportation may wonder if it will be a different type of insurance than what someone would obtain for their personal vehicle. Generally, business auto insurance is not that much different. Both types of policies will contain basic coverage for liability, collision, comprehensive and personal injury or medical coverage.