Many major US companies are expanding their insurance coverage to include paying for sex change operations, according to Daily Mail. Companies like Coca Cola, Yahoo!, American Express and AT&T are among those changing their employees’ insurance coverage. Stephanie Battaglino, an employee for New York Life, underwent a transition but her insurance didn’t cover it. She borrowed money from her retirement accounts to fund the surgery, according to Daily Mail. Now she’s working with her company to change the insurance plan.

She says at first the company feared it would face large payouts if they allowed the $75,000 in coverage, but Battaglino explained that only a few would need the benefit. ‘The big misconception is we are going to go broke and all these transgender people are going to come out of the woodwork asking for gender reassignment surgery,’ Battaglino told the Daily Mail.

Those in favor of the change say it’s not just cosmetic surgery. Those with Gender Identity Disorder are at high risk for suicide and those who are treated will in turn be better employees. ‘Wells Fargo elected to offer this benefit to be competitive as an employer and also to support our comprehensive corporate commitment to diversity,’ company spokesman Mary Eshet told the Daily Mail.

The first Sunday in November marks the time to set your clocks back. It also marks the onset of darker evenings. Home insurance experts say it’s a time when burglars can increasingly target properties this time of year. They have more dark hours which gives them a great opportunity to strike, according to Halifax Home Insurance. The insurance provider says last year they recorded a 63 percent increase in burglary claims during winter months compared to summer months. “Year on year we typically see far more burglaries occurring during the winter,” said Halifax Home Insurance Senior Claims Manager Martyn Foulds in a news release. ” Burglars will tend to go for the path of least resistance and look for homes that lack even the basic security measures, so a few simple cost effective steps can go a long way to avoiding a break in.”

Some tips to help you make it through the winter without welcoming in a burglar include:

* Keeping valuables away from windows and doors where a crook can easily spot them.

* Mark property with an inscription or ultra violet pen.

* Photograph your personal items and keep track of receipts and serial numbers.

* Invest in a small safe to keep unused credit cards, personal documents and small valuables like jewelry.

* Make sure all doors and windows are locked.

* Even though it’s convenient, don’t hide a spare key outside of your property.

* Consider installing an alarm.

* Trim bushes near windows to give burglars fewer hiding places.

Not only is it a good idea to revisit your home insurance policy for theft reasons, WVNS says it’s also a time to reevaluate your coverage overall. Insurance agents advise assessing the true value of your home. That way if bad weather, flooding or snow hits you’ll be covered. “When a loss happens we have insurance to pay for the damage, but there’s a lot of hidden costs that you’re not compensated for; in that you don’t have insurance coverage to pay for you to shop around for a new refrigerator and a new roof, or a contractor to repair the damage,” Jim Songer, President of Songer Insurance told WVNS.

When you look for a new job then insurance matters are probably not the foremost thoughts on your mind. While you will be thinking about maintaining your health insurance coverage, you will be more focused on advancing your career, trying something new, or just enjoying gainful employment.

Motorcycle insurance is just as important as car insurance. You never know when something might happen while you are riding your motorcycle so you have to be prepared. Motorcycle insurance, however, is not always like auto insurance. There are some things you need to know about motorcycle insurance if you ever plan to have a motorcycle or even if you already have one.

People who own condominiums realize that their condo association is in charge of supplying condo insurance coverage. Some people have a hard time understanding that if they want to protect their personal property and have coverage that will cover whatever the condo association’s insurance does not, they must purchase a separate, personal policy in addition to the one already supplied.

If you are the proud new owner of a classic or antique car, you will want to take the best care of it that you possibly can. You may be wondering about insurance for your classic car. Generally, classic car insurance is not as expensive as regular automobile insurance. Some insurance agents are unclear about what is required for these beauties. They will try to sell you a regular, basic auto insurance policy. But, insurance coverage on a classic car is different than the coverage you would choose for a car that you drive every day.