Want to pay less for car insurance? Just ask, says US News and World Report. While there’s nothing new about car insurance discounts, many people still forget to ask about them. According to US News and World Report, here are the top six insurance discounts that you may want to inquire about.

1. Multi-Policy and Multi-Vehicle Discounts. Do you purchase many of your insurance products from the same place? You should be rewarded for that. Same goes with car insurance when you have multiple vehicles insured at one company.

2. Low-Mileage Discounts. Not all providers offer this according to US News and World Report, but you should definitely ask. You can save up to 40 percent they say.

3. Good Driver Discounts. It doesn’t seem right that accident prone drivers pay the same as cautious ones. Some insurance companies will reward you for your good record.

4. Vehicle Safety Features. Things like a car alarm, anti-lock brakes and airbags can all add up to savings. Be sure to let your insurance company know if you have these features.

5. Affinity Groups. Your HR department or an organization you belong to may be the source of more insurance savings. Ask around to see if your group affiliations can lead to discounts.

6. Hybrid Cars. These fuel-efficient cars are also good for saving money on insurance, according to US News and World Report.