As the financial markets continue to shake or collapse under the weight of the current economic crisis, many investors are looking to the federal government to provide protection for their money. With bank account kept secure by the FDIC, and money market funds now brought under the protective wing of the Treasury Department, many are beginning to wonder about another important sector: insurance.

Anyone who owns a motorcycle needs to think about getting motorcycle insurance. Many states in the US require you to have at least liability coverage, but some states do not. To be safe, it’s a good idea to check with your insurance agent to see what your state requires. If you live in one of those 45 states that requires liability insurance, it is in your best interest to take out a policy.

You may think you are a very good and safe driver and could never cause a collision, but accidents happen every day. That’s why they are not called on purposes! No one means to have or cause an accident, but causing one without liability insurance can cost you a lot of money for the other party’s medical bills, auto and property damage, lost wages and more.

If you are thinking about the purchase of an SUV, you are probably already aware that they are quite expensive – that’s pretty common knowledge, especially at the gas pump. However, did you know that your auto insurance is also going to be more expensive? Insurance analysts say that the cost of insuring an SUV will average out to be 10 to 20 percent more than insuring an automobile.

One of the most often-lamented costs of owning and driving a card is paying for auto insurance. Insurance is required by law in most states, and typically costs drivers a few hundred dollars a year, or even more if they fall into demographic groups defined by insurance companies as “risky.” It’s often a good idea to get insurance even beyond the minimum liability coverage that most laws require, if you want to really protect yourself in case of an accident. But how to avoid paying so much?