1.5 Million To Receive Notices Of Inadequate Health Coverage
December 10th, 10Hundreds of thousands of people will likely be receiving notices that their insurance health plans don’t meet standards set by the new health care law. According to Kaiser Health News at least 1.5 million people will be getting the word either from their employer or insurer. According to officials, the notices must go out within 60 days.
The Obama administration said the notices must be sent to people with limited-benefit plans which are plans that cap coverage at as little as $2,000 a year. It’s possible to get a waiver which lots of employers including McDonald’s and Waffle House have already done. “This is clear notice that you have a policy that does not comply with the Affordable Care Act,” Steve Larsen, deputy director for oversight in HHS’ Office of Consumer information and Insurance Oversight, told MSNBC.
If you receive a notice it will likely direct you to HealthCare.gov to receive more information about coverage options. “The Affordable Care Act is giving consumers more control over their health care by providing them with information about their health insurance options”, said Secretary Kathleen Sebelius, according to The Gov Monitor. “Now, we’re taking an unprecedented step to ensure consumers are informed when they purchase policies that offer limited coverage”.
Limited-benefit insurance plans are also known as mini-med plans and they will be eliminated by 2014 thanks to The Affordable Care Act. Right now though, mini-med plans are the only affordable options available to some Americans, but Sen. Jay Rockefeller, D-W.Va., says the plans give people a false sense of protection. “It gives people a false sense of security — it lets them think they have health insurance when they really don’t. By the time they realize they don’t have real health insurance, it’s too late,” he told MSNBC.
For those who can’t afford other policies, they may be granted a temporary waiver that will be good for one year. For plans starting from September 23, 2010 and September 22, 2011, limits to annual coverage of essential health benefits including hospital, physician and pharmacy can not be less than $750,000.
Tags: step, policies, Notices, Obama Administration, notice, unprecedented step
