Wondering what the best minds in money are tweeting about? Every other Tuesday we’ll fill you in on the conversation with Tuesday Money Tweets. You’ll get the 140 characters (or less!) of the financial wisdom you crave from around the Twitterverse.

@Creflo_Dollar: Live your life & make decisions that will take you in the right direction–by developing confidence in God and His Word.

@WalletPopper: #BlackFriday Is Over (total estimated spending this year: $45 BILLION) But the Deals Are Not

@ManishaThakor: Rise of what I call the “Sugar Mamma” – women bringing home the bacon for themselves.

@ThriftyNWMom: Lowe’s has large storage containers with lids for just $2.74! Have it shipped to the store for FREE shipping!

@CouponTeacher: Don’t just buy something because someone tells you it is a “deal”.

@LearnVest: Prepare Those Packages: Free Shipping Day (!) Is December 17

@Mint: Rewind 15 yrs. Who do you wish you had invested in?

@MyDollarPlan: Will You Pay for College for Your Kids?

@RetailMeNot: Where is the craziest place you have found a good deal?

@Inexpensively: How’s this for Giving Inexpensively? $10 for a $25 Microloan Gift to Help Global Entrepreneurs through Kiva.

Wondering what the best minds in money are tweeting about? Every other Tuesday we’ll fill you in on the conversation with Tuesday Money Tweets. You’ll get the 140 characters (or less!) of the financial wisdom you crave from around the Twitterverse.

@TheQueenofFree: Don’t forget to exercise your FREEdom to vote today. It’s a gift!

@MattJabs: An inspired 30 day mission of wearing one outfit to determine needs vs. wants & to help others. Join us!

@FrugalFemina: Ways to give really do pop up out of the blue when you’re open for them. Funny how that works.

@MoneyMaus: My 2-year $300 membership to 24 Hour Fitness (via Costco) expires today. Do I buy another or try to negotiate a monthly rate?

@AmberBalanced: Officially started xmas shopping. Took care of the fiance and half of dad’s gift. Yes!

@TheSavalots: Have you joined Ebates yet? If you’re an online shopper, you will LOVE it!!

@nodebtplan: Just discovered 2nd fraudulent charge in a week on our credit card. Card canceled now. Only concern: 2nd charge was for a credit report…

@TD_Canada: 8-in-10 boomers say it’s important to pay off mortgage before retirement but 56% haven’t yet

@PayingMyself: I made almost $20 in interest last month. Sweet!

@Elle_CM: My grandparents have always said: “It never hurts to ask.” They meant for more money when you get a job to haggling in a store.

Wondering what the best minds in money are tweeting about? Every other Tuesday we’ll fill you in on the conversation with Tuesday Money Tweets. You’ll get the 140 characters (or less!) of the financial wisdom you crave from around the Twitterverse.

@FiscalFizzle: What do you think is the ideal number of credit cards? 2 for me

@USATodayMoney: Reloadable prepaid cards can be handy but heavy on fees

@MyMoneyBlog: Citibank just gave me a $10 credit on an idle card to convince me to dig it up and use it again. Sneaky, but I like it =)

@OutofYourRut: Car dealers like to pretend that they don’t need your business as much as you need their car. This is patented nonsense!

@BudgetsAreSexy: Sometimes I check my accounts 3 times a day. Am I a dork?

@OutofDebtAgain: Whoot! Oh yeah, my Adsense earnings today THREE CENTS… but I made $3.72 yesterday…

@FinanciallyPoor: Quick Tip: Don’t Always Get The Cheapest Gas

@MomsWearCapes: I JUST SAVED $82 by couponing and buy-one-get-ones! HOORAY! *happy dance in the checkout line*

@FaithfulProv: Score some FREE Ramen Noodles this week at Publix.

@FinanceSavvyUK: There are many ways to budget; pen & paper, spreadsheets, software etc. Use a system that suites YOU & you are more likely to stick with it

Wondering what the best minds in money are tweeting about? Every other Tuesday we’ll fill you in on the conversation with Tuesday Money Tweets. You’ll get the 140 characters (or less!) of the financial wisdom you crave from around the Twitterverse.

@TaxTweet: taking a trip, biz or personal, soon? expect to pay higher travel-related taxes

@OutofYourRut: When buying a new car, be ready to use your “Nuclear Option”—get up and leave!

@MoneySmart: Angie’s List is a great resource for finding good mechanics and other great contractors, it’s only $25 a year

@AhhPhotography: Materialism: Buying things we don’t need with money we don’t have to impress people who don’t matter.

@WalletPopper: We’re no geezers @laweekly! Beware the wrath of the coupon mom crowd — many a politician has been felled by underestimating their might.

@FrugalDad: Why would new financial bill allow colleges to put a cap on how much one can pay with a credit card? Maybe b/c gov’t now runs student loans?

@MoneyManagement: 1 in 4 will opt in to pricey overdraft protections

@BudgetsAreSexy: Coffee + Money blogs = Beautiful morning

@RainyDaySaver: Cars ARE total money sinks! Nothing else depreciates faster.

@CarrieCheap: If I were rich, I think I would buy like 10 wedding dresses for my wedding. They’re all so beautiful. I. Want.

The Michigan Supreme Court supported the practice of using credit scores to set auto and home insurance rates of policyholders. Some say that using credit history discriminates against poor and middle-class people. But those in the insurance industry says it makes sense because credit scores are often indicative of whether a person will file claims. Michigan’s high court voted 4-3 in a case that questioned whether the state’s insurance examiner exceeded her authority in 2005 by trying to ban the credit-based scoring, according to the Detroit Free Press. “We’re very pleased with the ruling,” Peter Kuhnmuench of the Insurance Institute of Michigan told the Detroit Free Press. “The evidence was overwhelming.”

Those against the policy are now trying to get the legislature to ban it. The state House did approve the ban, but early predictions show a different outcome is likely in the Senate. Kuhnmuench told reporters that approving the ban would actually cause rates to increase for two-third of insurance policyholders. On the contrary, a state insurance consumer advocate claims the ban would cut rates for nearly three out of four insurance customers.

Chief Justice Maura Corrigan voted in favor, saying that insurance companies “have demonstrated a clear correlation between insurance scores and risk of loss,” justifying the use of credit scores. Chief Justice Marilyn Kelly who was against eliminating the ban said that the evidence supporting the connection between credit scores and insurance risk was not conclusive or complete.

Claims for unemployment benefits dropped more than expected last week, according to reports. They fell to their lowest level in two months which some are hoping is a sign the economy is improving. Initial claims dropped 21,000 to 454,000 the Labor Department reported. The Labor Department said the number of people continuing to receive benefits in the final week of June was at the lowest level since late last year.

Claims were expected to fall to 460,000, according to Reuters, but they actually fell further. “I think we are too quick in dismissing the potential for growth in the second half of the year, I don’t think it is going to be as weak as earlier thoughts had it,” Chris Rupkey told Reuters, chief financial economist at the Bank of Tokyo-Mitsubishi in New York.

While some remain hopeful that the unemployment insurance claim drop is a sign of recovery, the Labor Department says it may be thanks to General Motors. The company is limiting its annual summer plan shutdown to meet demand for some models which means fewer people are out of work.

Wondering what the best minds in money are tweeting about? Every other Tuesday we’ll fill you in on the conversation with Tuesday Money Tweets. You’ll get the 140 characters (or less!) of the financial wisdom you crave from around the Twitterverse.

@BargainBabe: Thinking of doing something fun during my summer break. Any suggestions of what to do without breaking the bank?

@Shoestring: Dear LA: Going to a wedding this summer? Hit BCBG on Melrose – $300+ cocktail dresses marked down to as low as $19

@FabandFrugal: Think twice before co-signing for a loan.

@CardAnalysis: Credit card issuers- banks or credit unions- will not be able to charge inactivity fees (aka ANNUAL fee)

@EnemyofDebt: “An excuse is really just a reason to keep doing what you are doing.” Enemy of Debt

@DJSisterhen: Did you hear Kathy’s story? She paid off $50k in debt in 2009 on her way to $130k overall

@UltMoneyBlog: Is Saving Money too Overwhelming?

@RainyDaySaver: Try as I might, Being Frugal 100% of the Time Isn’t For Me

@DebtHater: Getting hungry, but don’t want what I brought to work for lunch. Don’t want to spend $ either. Any1 want to buy me lunch. Purty pleez?!

@IsoulHarris: Michael Jackson’s catalog generated $1 Billion in sales since his death last year.

The effects of the declining housing market is being felt in all aspects of life. Financial markets that may not necessarily have a direct connection to home mortgages are beginning to suffer from the economic stress. Car lenders have started to implement stricter standards before approving loans.